Terms of Service

Snowball Budget - Last Updated: October 2024

By purchasing and using Snowball Budget, you agree to these terms. Please read carefully before purchasing.

1. Agreement to Terms

By purchasing, downloading, or using Snowball Budget ("the Software"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these Terms, do not purchase or use the Software.

2. License Grant

What you're buying: A personal, non-exclusive, non-transferable license to use Snowball Budget.

You MAY:

You MAY NOT:

3. Purchase and Payment

Price: $10 USD one-time payment

Payment Processing: Handled by Gumroad. We do not store payment information.

Instant Access: Upon successful payment, you'll receive immediate download access via email.

4. Refund Policy

⚠️ IMPORTANT: All sales are final.

Due to the nature of digital products with instant access:

Before purchasing:

Exceptions: Refunds may be considered (at our sole discretion) only if:

Refund requests must be submitted within 14 days of purchase via email.

5. Product Updates

Free Updates: You receive free updates to the Software (bug fixes, new features).

No Obligation: We are not obligated to provide updates, but we intend to improve the Software over time.

Notification: Gumroad will email you when updates are available.

Backward Compatibility: We'll make reasonable efforts to ensure updates don't break your existing data.

6. System Requirements

To use Snowball Budget, you need:

Your Responsibility: Ensuring your device meets these requirements before purchasing.

7. Data and Backups

⚠️ CRITICAL: You are responsible for backing up your data.

The Software stores data in browser localStorage, which means:

We are NOT responsible for:

Use the built-in backup feature regularly! The app will remind you every 7 days.

8. Warranty Disclaimer

THE SOFTWARE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.

We make no guarantees that:

Express Disclaimer: We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by law:

You acknowledge: This Software is a calculator tool, not financial advice. Use at your own risk.

10. Financial Disclaimer

NOT FINANCIAL ADVICE

Snowball Budget is for educational and informational purposes only:

11. Intellectual Property

Snowball Budget and all content, features, and functionality are owned by us and protected by:

Your license does NOT grant you any ownership rights.

12. Support

Best-Effort Support: We'll try to help with issues, but support is provided "as-is" with no guarantees.

Support Channels: Email only (reply to your Gumroad purchase receipt)

Response Time: We aim for 48-72 hours, but no guaranteed response time.

Scope: Support covers bugs and technical issues, not:

13. Prohibited Uses

You agree NOT to:

14. Termination

Your Right: You can stop using the Software anytime by deleting the files.

Our Right: We can terminate your license if you violate these Terms.

Effect: Upon termination, you must delete all copies of the Software.

15. Changes to Terms

We may update these Terms:

16. Governing Law

These Terms are governed by the laws of [Your State/Country].

Any disputes will be resolved in courts located in [Your Jurisdiction].

17. Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in effect.

18. Entire Agreement

These Terms constitute the entire agreement between you and us regarding the Software.

19. Contact

Questions about these Terms?

20. Acknowledgment

By purchasing Snowball Budget, you acknowledge that:
  • You have read and understood these Terms
  • You agree to be bound by these Terms
  • All sales are final (no refunds)
  • You are responsible for backing up your data
  • The Software is not financial advice
  • Use is at your own risk
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